#movewithpulse-customers

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meager prism
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Just to be clear here what do you mean by "lend" here?

peak veldt
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it's basically giving authorization to pay for the member (who is a child) using the parents card

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the way we've built things, we've been creating a stripe customer using the dependents name

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sorry, working my thoughts out here haha, so biggest potential issues I see with moving this direction:

  1. Inside Stripe, if we make the parent the customer, it's hard to find transactions related to a dependent. We could use metadata to associate payments with member, but is that searchable?
  2. Is there any security issues with exposing a parents card to a child? Basically, if we start to expose a card based on a relationship, it opens up the potential for cards to get wrongfully exposed to people who shouldn't have access...if that makes sense. I realize that would be on us with our SaaS to ensure the right person is getting access to the right card, but it was simpler when we made the customer in Stripe == the member in our system
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if we went this new route, it would be customer in Stripe == parent, who makes their card accessible to their dependents to pay for their memberships

mossy edge
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hey there just catching up here as @meager prism needs to step away

peak veldt
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okay, cool, I appreciate it!

mossy edge
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you should be careful to work with your legal team here regarding storing any information about children -- some jurisdictions have special laws in place about this

peak veldt
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ah yeah, that part we have covered

mossy edge
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but generally speaking, the customer and the billing details dont need to be for the same person

peak veldt
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okay, that makes sense

mossy edge
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so the "customer" is the person getting the product/service, say, while the payment method billing details correspond to the owner of the card/account/whatever is used to pay

peak veldt
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okay -- and with how Stripe metadata is set up. Let's say "Chris" is the guardian, and "Lucas" is child 1 and "Stephen" is child 2, how would we find transactions for Lucas only.

mossy edge
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that depends on your system, its up to you

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you might set up separate customer for lucas and stephen, and both have payment details owned by chris

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or you set up chris as the customer and chris pays for two subscriptions, which have metadata indicating its for lucas vs stephen

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(id argue the parent is the customer, but this is your decision to make)

peak veldt
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okay, and is metadata searchable in Stripe's interface?

mossy edge
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it is now ๐Ÿ˜„

peak veldt
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haha okay

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is that a new addition?

mossy edge
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it is ๐Ÿ™‚

peak veldt
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awesome!

mossy edge
peak veldt
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okay, this is perfect

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you've been super helpful, thank you!

mossy edge
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quite welcome!