#newreyes-ach-microdeposits

1 messages · Page 1 of 1 (latest)

dusty knoll
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@upper crow the bank account needs to be verified in all cases. Just it's instant when using Plaid, and it takes a while with micro-deposits

upper crow
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I am used to seeing the user entering their cc info just before paying. With ACH, I am guessing the user will have to register the account before any payments are allowed so it is probably not going to be right before the payment (unless using Plaid)

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Is that correct?

dusty knoll
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correct

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and on top of that, ACH debit takes 5 days to succeed after that

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it's a completely different flow to cards

upper crow
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Ok

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So, 4 acts:

  1. Register Bank Account.
  2. Verify Bank account.
  3. Purchase with Bank Account.
  4. Payment succeeds after 5 days.