#Gary4091-decline-with-attach
grave jacinth
When you save a card with us, we talk to the card network and do an authorization charge to verify that the card is valid. Having that authorization fail would result in attachment/saving the card to fail with "card was declined" error
verbal flume
What amount of authorization carge?
Will customer see this amount on the statement after he/she SAVED card?
bright anvil
they might see it, depends on the bank but usually no.
verbal flume
Is it considered lawful to charge a card without customer's consent?
Also, another message received from stripe in a Sandbox when saving a card 4000000000009995: Your card has insufficient funds.
But there is no amount provided at the time of saving card. THe amount provided at the PaymentIntent confirm payment
Why stripe returns "Your card has insufficient funds." when customer attempts to save card for future use?
bright anvil
Is it considered lawful to charge a card without customer's consent?
what does that mean? I can't give legal advice, but you are expected to get the customer's consent for any payment. If you don't they can just dispute the charge with their bank and get their money back
That error is normal too, it's just a quirk of Test mode, that card is here to explicitly test that specific error, it would not really happen in production
bright anvil
banks will be banks though
so everything is possible, but you'd treat it as any decline 🙂
verbal flume
Understood. If I would be a customer and get the message "your card was declined" Save Card process (not during Place Order)
I would be concern why the card is declined when I didn't place an order yet, only added card for future orders
to my wallet
I hope it is a quirk of Test mode.
Thank you for your help!