Mick-ach | Stripe Developers | Page 1

unreal charm Oct 8, 2021, 11:57 AM

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@celest kraken really important distinction. Do you men ACH Debit, or ACH Credit Transfer?
https://stripe.com/docs/ach
https://stripe.com/docs/sources/ach-credit-transfer

(we were talking about ACH Debit earlier)

celest kraken Oct 8, 2021, 11:58 AM

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it's debit

unreal charm Oct 8, 2021, 12:01 PM

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The money is deducted from your Stripe balance and is transferred back to the customer over ACH.

If that's after the funds were already paid out, it just results in your Stripe account balance going negative. (https://support.stripe.com/questions/handling-negative-balances-in-your-stripe-account)

celest kraken Oct 8, 2021, 12:02 PM

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hmm so majority of the risk falls on the platform.

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with direct deposit, will the money be pulled from connected account instead?

unreal charm Oct 8, 2021, 12:05 PM

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you mentioned Destination charges I think? So yes, the platform pays the fees and is responsible for disputes https://stripe.com/docs/connect/charges#types

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in Direct Charges that's on the connected account instead

celest kraken Oct 8, 2021, 12:08 PM

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hmm so it seems like your earlier suggestion is the best way out of this (by creating a charge for them to pay or deduct from their next payment)

#Mick-ach