Andrii-paymentintent-confirm | Stripe Developers | Page 1

dim basin Oct 7, 2021, 1:04 PM

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Can you elaborate a bit on the flow you're trying to accomplish?

ornate yew Oct 7, 2021, 1:10 PM

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@dim basin When a customer wants to pay for a product in a month, I try to save his data and card in order to make a payment in a month without confirming it in the bank.

dim basin Oct 7, 2021, 1:15 PM

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Ah gotcha! You can use our Setup Intents to save cards for future usage, and if you specify off_session for the usage then we will try to make sure future payments are smooth. However, it is ultimately up to the issuer to determine whether or not they will trigger authentication.

https://stripe.com/docs/payments/setup-intents
https://stripe.com/docs/api/setup_intents/object

ornate yew Oct 7, 2021, 1:21 PM

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usage: off_session, right?

dim basin Oct 7, 2021, 1:22 PM

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Yup, that's the one!

ornate yew Oct 7, 2021, 1:53 PM

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@dim basin You still need to confirm

"Your card was declined. This transaction requires authentication."

dim basin Oct 7, 2021, 1:54 PM

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Are you using one of our test cards to try this flow?

ornate yew Oct 7, 2021, 1:54 PM

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yes

dim basin Oct 7, 2021, 1:55 PM

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Which one are you using?

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I'm asking, because ultimately it is up to the issuer to decide whether or not to require further authentication at the time of the charge. So we have test cards designed to emulate an issuer requiring authentication even if the payment method was set up for future usage,

gilded bramble Oct 7, 2021, 2:46 PM

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@ornate yew it's not possible to avoid the need to do SCA/3DS if the card requires it, you have to go through that flow so that future charges has less chances of being blocked

ornate yew Oct 7, 2021, 2:59 PM

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@gilded bramble @dim basin Thank you very much!

dim basin Oct 7, 2021, 3:05 PM

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Glad to help!

#Andrii-paymentintent-confirm