#JohnM-fees-insufficient-funds

1 messages · Page 1 of 1 (latest)

noble current
zealous shadow
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hey there, do you have an example request doing this that i can look at?

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If you're referring to the fees of the transfer, these would get debitted from your account separately, so yes it might drive your account negative and lead to a debit on your external account

placid wraith
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I have not done this yet. This is a hypothetical situation. For our beta, we are not charging our customer for the ACH charges. We will pay that ourselves. The question is , we will be transferring the charge amount to a connected account for the amount of the charge. I just want to make sure the transfer is not declined for a lack of funds.

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So, based on what you just said, as long as the bank account associated with our stripe account has a positive balance, if we are lacking funds to cover the transfer because of the fee, it will automatically debited from the connected back account for the fee amount.

zealous shadow
placid wraith
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Yea, that is the problem, ultimately we will have 1 charge where the proceeds will be sent to multiple connected accounts ....

zealous shadow
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You will need to have sufficient balance in your account for creating transfers with Separate Charges & Transfers, then. Note that when using this approach you can use source_transaction to link a transfer to a payment that hasn't become available yet:
https://stripe.com/docs/connect/charges-transfers#transfer-availability

Creating separate charges and transfers

With Connect, you can make charges on your platform account on behalf of connected accounts, perform transfers separately, and retain funds in the process.

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You may create multiple transfers with the same source_transaction, as long as the sum of the transfers doesn’t exceed the source charge