ravivarma-connect | Stripe Developers | Page 1

modern imp Oct 1, 2021, 8:56 AM

#

@sturdy estuary no, you have to use Connect, that is our solution for that use case of sending money to people.

sturdy estuary Oct 1, 2021, 8:57 AM

#

but in connect platform we need to collect lot of information from the people such as PAN, document prrof etc

modern imp Oct 1, 2021, 8:57 AM

#

With connect platffrom we need to collect lot of information from the vendor,
yes because there are legal and regulatory requirements before you can just send money to people without verifying their identity(https://support.stripe.com/questions/know-your-customer-obligations), you'll find that with all platforms!

sturdy estuary Oct 1, 2021, 8:58 AM

#

Okay

#

but i used connect platform

#

is there any sdk for react native cli

#

without expo

#

i created one connect account but not able to transfer the amount in test environment

#

What is the transfer api?

modern imp Oct 1, 2021, 9:00 AM

#

but not able to transfer the amount in test environment
what happened when you tried?

#

i.e. what exact error did you get?

sturdy estuary Oct 1, 2021, 9:00 AM

#

in my account around 21k test balance is there, but it is telling insufficient funds

#

i tried this in stripe dashboard

modern imp Oct 1, 2021, 9:01 AM

#

sure but it's probably pending balance.

#

read https://stackoverflow.com/questions/55686949/why-i-am-getting-insufficient-funds-when-trying-stripe-transfers-even-though-i/55687932#55687932 , I wrote this and it helps to explain things.

sturdy estuary Oct 1, 2021, 9:01 AM

#

but it is showing avaiale balance as 21k

sturdy estuary Oct 1, 2021, 9:02 AM

#

modern imp read https://stackoverflow.com/questions/55686949/why-i-am-getting-insufficient-...

Okay

#

What is the transfer api?

modern imp Oct 1, 2021, 9:03 AM

#

https://stripe.com/docs/api/transfers ?

sturdy estuary Oct 1, 2021, 9:03 AM

#

https://stripe.com/docs/api/accounts

Stripe API reference – Accounts

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

#

can i use transfers and api

#

transfer api and accoutns api

#

together

modern imp Oct 1, 2021, 9:04 AM

#

those are both APIs you can use yes

#

I mean yes that is how it works

#

you create a Stripe account, then transfer money to them

sturdy estuary Oct 1, 2021, 9:04 AM

#

to transfer amount without taking all the information from the user

modern imp Oct 1, 2021, 9:04 AM

#

no you CAN NOT AVOID collecting that information

#

it is a legal/regulatory requirement.

sturdy estuary Oct 1, 2021, 9:05 AM

#

Funds can't be sent to accounts located in IN because it's restricted outside of your platform's region;

#

what is this error?

#

when i am using transfer api, getting this error

modern imp Oct 1, 2021, 9:06 AM

#

you can't send money cross-border due to regulatory things, read https://stripe.com/docs/connect/account-capabilities#transfers-cross-border

sturdy estuary Oct 1, 2021, 9:07 AM

#

then how can i do

#

do i need to create connect account for each coountry?

modern imp Oct 1, 2021, 9:09 AM

#

you need to take a step back and think about what your actual business is going to be, are you going to be an Indian company transferring money to people with in India, or to people worldwide; or is your business going to be based in a different country. Also please do read the docs I'm linking.

sturdy estuary Oct 1, 2021, 9:10 AM

#

can we have a call?

#

i will explain about our business

#

then you can let me know whether stripe help us or not

#

Our business is worldwide and it is operated from USA,

modern imp Oct 1, 2021, 9:11 AM

#

no we can not have a call and this Discord is for technical API questions

#

I'd suggest reading the docs and talking to our support team at https://support.stripe.com/email for business questions

sturdy estuary Oct 1, 2021, 9:12 AM

#

We will have customers and vendors world wide

We will collect money from customers on behalf of vendor, whenever our vendor requested for payment we need to send money into their bank account

modern imp Oct 1, 2021, 9:13 AM

#

if your business is worldwide I'd suggest creating a US Stripe account and using that for your testing instead of an IN one as it will make things easier and more like the live mode

sturdy estuary Oct 1, 2021, 9:13 AM

#

sturdy estuary We will have customers and vendors world wide We will collect money from custom...

This is our business idea, can i get it done with stripe

modern imp Oct 1, 2021, 9:13 AM

#

yep of course! It's a very normal Connect use case.

#

https://stripe.com/docs/connect/collect-then-transfer-guide

sturdy estuary Oct 1, 2021, 9:14 AM

#

Actually there is no sdk from stripe for react native cli

#

stripe is providing sdk for expo projects in react native

#

now i need to design the ui based on the countries to collect the information

modern imp Oct 1, 2021, 9:15 AM

#

well you should just use our hosted pages

#

building your own UI would be a massive job! And it's just you as the only developer? You would be taking on a really big task.

sturdy estuary Oct 1, 2021, 9:16 AM

#

Yea i am the only developert

modern imp Oct 1, 2021, 9:16 AM

#

I'd suggest starting with that guide I linked, using Express accounts with out hosted onboarding.

sturdy estuary Oct 1, 2021, 9:16 AM

#

that is the problem, and first time i am using stripe

modern imp Oct 1, 2021, 9:17 AM

#

yep and you're trying to do the most complex thing it's possible to do on Stripe and that usually requires a team of people to integrate

sturdy estuary Oct 1, 2021, 9:18 AM

#

You suggesting me to use accountLinks for onboarding?

modern imp Oct 1, 2021, 9:18 AM

#

I am yes

sturdy estuary Oct 1, 2021, 9:18 AM

#

i tried yesterday but getting the api error

modern imp Oct 1, 2021, 9:18 AM

#

and that error was?

sturdy estuary Oct 1, 2021, 9:19 AM

#

You are trying to create an account link for a connected account in a country that Connect Onboarding does not yet support

modern imp Oct 1, 2021, 9:20 AM

#

yep because it's India and that complicates things

#

if your business is worldwide I'd suggest creating a US Stripe account and using that for your testing instead of an IN one as it will make things easier and more like the live mode

#ravivarma-connect