#laxmanpula-ach-connect
lime tapir
Yes.
empty ibex
And can you share an example of the way your attaching the ach accounts to your platform customers currently?
lime tapir
Currenlty, we are integrated with Plaid --> Stripe (Platform account) for ACH plaid token. On the back end we use Sources to charge on Platform acount.
we have use case to setup a connect account on platform, hence Plaid --> Stripe (Connect account) for ACH plaid token. hence we can settle transaction on Connect account in the back end.
if you are asking how are attaching ACH to customer, I think am not sure about that answer.
empty ibex
Hmm for card-based sources you can clone them to the connected account like this, but i'd need to test if that worked for ACH:
https://stripe.com/docs/sources/connect#cloning-card-sources
if you have an example ready to go, give it a whirl, otherwise please bear with me
lime tapir
Yes, we have cloned cards and it is working.
for ACH, looks like cloning is not allowed, hence exploring the option of Create the customer on the connected account for ACH, then create a direct charge.
so checking if there is option, we can pass connected accountid --> plaid --> stripe.
or please suggest, if there is an option that we can explore? thank you.
lime tapir
Sure.. thank you.
empty ibex
still verifying
ok - this should work fine
you get the btok_123 bank account token back from plaid
then you'd use it to create or attach to a customer
on the conencted account
using the stripe-account header
want to give that a whirl and let me know how it goes?
lime tapir
got it.. let me check it. thank you. when plaid creates a token with Stripe, does it not already created @ platform account?
empty ibex
it is, sort of, but can be used with your platform keys and the connected account header to attach to/create a customer
lime tapir
so, when plaid creates a stripe token, it is still not attached to customer? hence I can use it in back end use platform keys and the connected account header to attach to/create a customer.
empty ibex
not right away, no, you need to do that part with your integration
plaid hands you the token, you decide how to use it
yes, exactly
lime tapir
Thank you So much for clarification. I think, now I know how to do it. appreciate for answering all my questions patiently.
empty ibex
you're very welcome 🙂