#niti-issuing
fathom remnant
This means we can create any numbers of card and their cardholder
wary perch
yes
fathom remnant
Ok thanks
One more thing that we can assign a particular cardholder multiple cards
But if we are using the card for specific purpose and designed it accordingly than that card only spending limit varies and can be assigned to any number of cardholder or we have to create a card for each cardholder individually
??
wary perch
one card can only be associated to one cardholder. one cardholder can have multiple cards
you can have spending limits on a given card, or have it on the cardholder and apply to all their cards at once
fathom remnant
Okay thanks a lot
One more things how we catch the order details if payment made using physical card
wary perch
I don't understand what you mean by that either, can you clarify?
fathom remnant
I am asking with respect to api if we do make payment with physical card then in my application how I know that the cardholder made payment of particular order item
wary perch
Ah in the majority of cases you can't know. You just see a charge for a specific amount/currency
fathom remnant
So can we do in this manner at runtime assigning the spending limit along with passing metadata with order details in card and catching at time of payment made through that card
wary perch
I don't understand what you mean again I'm sorry. As an Issuing merchant all you know usually is "a merchant with a specific MCC is charging the card for $X"
you are not the one creating the order here, you're the "bank". Your customer (a cardholder) has a card and uses it at other stores/shops and you say yes/no to their payment (The way your bank does)