andywells-direct-3ds | Stripe Developers | Page 1

latent cipher Sep 15, 2021, 1:06 PM

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hey there, can you provide an example of how you're creating these charges?

golden solar Sep 15, 2021, 1:07 PM

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we're using the payment intents API

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and setting the account header to our customer's account

latent cipher Sep 15, 2021, 1:07 PM

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and you goal is to have 3ds fire as much as possible?

golden solar Sep 15, 2021, 1:08 PM

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yep

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i've set the rules on our platform account's radar ruiles

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but this doesn't seem to have any effect

latent cipher Sep 15, 2021, 1:10 PM

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gotcha, thats expected. with direct charges, the radar rules of the connected account are what's applied (since they "own" the payment and responsibility for it etc)

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but you can influence this via each api request, too

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using request_three_d_secure=any:
https://stripe.com/docs/payments/3d-secure#manual-three-ds

golden solar Sep 15, 2021, 1:13 PM

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who's liable for Fraud: would it be the connected account?

latent cipher Sep 15, 2021, 1:14 PM

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with direct charges, yes

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https://stripe.com/docs/connect/direct-charges

Direct charges are recommended for Standard accounts. The connected account is responsible for Stripe fees, refunds, and chargebacks.

golden solar Sep 15, 2021, 1:18 PM

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gotcha

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are standard connected accounts able to modify this setting and override the value we send in our request?

latent cipher Sep 15, 2021, 1:20 PM

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they could set a radar rule that was higher to request 3ds even if you did not, but they couldnt lower the bar if you request it.

dense jasper Sep 15, 2021, 1:23 PM

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@latent cipher Sorry to inject myself here, but I had some problems with exactly this paramter when creating Subscriptions. It didn't adhere to this and sent back automatic instead of any. I talked to someone on here yesterday about but I can't find the thread and I would like to follow up on this so I can be notified when this is rectified.

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ok it was Pompey I see now scrolling back. But given that I didn't email in about this I have no connection to the issue.

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