sofian-country | Stripe Developers | Page 1

idle marten Sep 15, 2021, 10:24 AM

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strong needle Sep 15, 2021, 10:25 AM

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I am pretty sure it is the key payment_method_details.country but i would really need confirmation on that

idle marten Sep 15, 2021, 10:25 AM

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definitely you can, you can check the credit card your customer used by creating a payment_method, the payment_method will contain the country information here https://stripe.com/docs/api/payment_methods/object?lang=python#payment_method_object-card-country

Stripe API reference – The PaymentMethod object – Python

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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Then you would know if user is paying with a french issued card or a foreign card

strong needle Sep 15, 2021, 10:26 AM

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is it the country of the card brand or of the customer bank ? How will that work with AMEX ?

idle marten Sep 15, 2021, 10:26 AM

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it is the country of the issuing customer bank

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it works for all card scheme

strong needle Sep 15, 2021, 10:27 AM

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so a french credit card issued via AMEX would show as "FR" here right ?
We need to distinguish both scheme and country to be sure of the fee to apply

idle marten Sep 15, 2021, 10:27 AM

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right

strong needle Sep 15, 2021, 10:31 AM

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thx for confirmation
Last question on that matter : stripe says exchange fees may apply if the currency conversion must apply.
Can we know that in the charge object or do we need a static map of country / currency ? (not a bug deal but i prefer to put trust in stripe than on our own-maintained dict of euro/dollar/other-mulicountry-currencies countries)

idle marten Sep 15, 2021, 10:36 AM

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The currency exchange only happens when you charge a currency that you cannot cash out.

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e.g. you charge your customer in USD but your account only have a EUR bank account to cash out

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then there will be a currency conversion and there will be fees

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but if you charge your customer Eur only

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there will be no currency conversion even if your customer is based in USA paying with US issued card

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however, your customer will bear the currency conversion fees that charged by the customer's bank

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just imagine you travel and use your credit card in the foreign country

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you mgiht be charged with foreign usage fees

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not the merchant

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I hope that makes sense

strong needle Sep 15, 2021, 11:24 AM

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yes it makes sense, basically i understand that if the paymentintent is in our main currency, we dont care about the conversion fee right ?

#sofian-country