#wise_paymentintent-currency
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- tobewisebeforeiamold_code, 1 day ago, 27 messages
noble fable
wise_paymentintent-currency
@charred finch ACH Debit only supports USD payments. So if you create a PaymentIntent in CAD then it will only offer payment method types that are compatible witht that currency
see https://docs.stripe.com/payments/payment-methods/dynamic-payment-methods for more details
charred finch
But also I see in the documentation that us_bank_account will convert to other currencies. Let me find that...one sec
noble fable
no that is not a thing
charred finch
Shoot, maybe it was this page I was looking at: https://stripe.com/en-jp/resources/more/can-you-send-us-to-canada-ach-payments-heres-what-you-should-know
But I guess that's not something I can do with a payment_intent.
Since we're a platform and the funds go from customer to us, then us to the vendor, does that aid in any way to allow us_bank_account to pay 'cad', or inversely to allow acss_debit to pay 'usd'?
What would happen if I did this?
const paymentIntent = await stripe.paymentIntents.create({
amount: 1000,
currency: 'cad',
payment_method_types: ['card','us_bank_account','acss_debit'],
});
That seems to show all of the payment methods in the front-end in the PaymentElement. Will that end up consistently working?
noble fable
us_bank_account will always be USD only
ACSS Debit can be CAD or USD (depends on the end customer's bank account)
charred finch
OK, then to confirm so I can tell our CEO: there is no way we can allow customers to use their ACH accounts to pay a Canadian currency, and to allow ACH in these cases we'd have to use the Stripe FX conversion tool to convert CAD to USD on our end prior to creating the payment_intent. Is that correct?
noble fable
yes
Or you can use for example Checkout and let us offer both CAD and USD and show the relevant payment methods based on this: https://docs.stripe.com/payments/currencies/localize-prices/adaptive-pricing
charred finch
I don't see us_bank_account in that list. Does that mean that us_bank_account is not compatible with adaptive pricing either?
