#naveed_api
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Hello, yes you can either start using the payment element to collect ACH details or you can use this flow to collect them via Financial Connections without elements. By default financial connections will display instant verification, but it is possible for the user to select entering their details manually which would still require micro-deposits. If you want to disable microdoposits you can pass instant to the payment_method_options.us_bank_account.verification_method parameter to tell us to only allow instant verification.