#cj_api
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- cj_api, 24 minutes ago, 9 messages
bleak token
Sounds like you're just describing a regular auth/capture flow? You place a hold for $X on day 1, the hold lasts for ~7 days (in most cases) and during that window you can charge up to $X or it's released
https://docs.stripe.com/payments/place-a-hold-on-a-payment-method
gentle otter
thank you - can i add some more details please
Simple Weekly Workflow
A user sets a weekly goal.
They choose:
A target percentage they must hit.
A weekly amount of money to risk (minimum £/$/€1).
They choose to:
Do it alone, or
Be paired with another person (a friend, someone invited, or someone matched in the app).
They can also allow up to three people to view their progress (these viewers do not risk money).
Payment Flow
At the start of the week, the app places a temporary hold on the user’s chosen amount (no money is taken yet).
During the week, the user logs their daily progress.
At the end of the week, the system checks if the user met their target.
End of Week Outcome
If the user meets their target:
The payment hold is released.
No money is taken.
If the user does not meet their target:
The held amount is charged.
Where the Money Goes
If the user is doing it alone:
The full amount goes to the app.
If the user has a partner:
If the partner met their own target:
50% goes to the partner.
50% goes to the app.
If the partner did not meet their target:
100% goes to the app.
Ongoing Structure
This process repeats every week.
Partners can message each other in the app.
Partners can be changed once every three months.
Viewers can see progress and chat but do not risk money.
In One Sentence
Each week, a user risks a small amount of money. If they meet their goal, they keep it. If they fail, the money is taken and shared either with their partner (if eligible) and/or the app.
bleak token
The 'partner' concept in what you describe would be facilitated by Connect in a way in that each 'user' is connected to your platform which enables you to move funds between the accounts
