#varshid-shekhat_code
frigid pikeBOT
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- varshid-shekhat_code, 2 hours ago, 7 messages
hushed crow
Hey Glo
I’m facing an issue with Stripe fees when using Payment Intents and would appreciate guidance on the correct approach.
Current setup
I create a Payment Intent with the maximum possible charge, for example £4.38 GBP, to account for the highest Stripe fees (international card).
The payment flow uses manual capture.
What happens
If the user pays with a domestic card, Stripe fees are lower.
Example:
Intended charge: £4.38
Stripe captures £4.30
If the user pays with an international card, the full £4.38 is captured as expected.
You can see this behavior in the attached screenshots:
One screenshot shows the payment list with a successful £4.38 payment.
Another screenshot shows the payment details where £4.30 was captured and £0.08 released.
Problem
This creates inconsistent behavior:
The customer sees different final charged amounts depending on card type.
From a product and accounting perspective, I want a clean and predictable charge flow.
My question
What is the recommended Stripe approach to handle this scenario?
valid void
hey there 👋 it sounds like your goal is passing Stripe fees on to the customer - if that's correct, then Stripe doesn't have a recommended approach for that
as my colleague mentioned in the previous thread, you could also collect the payment method first and inspect it before creating the PaymentIntent
but that's not to say that we recommend that - ultimately the choice is yours about how you want to handle this scenario, and what parts you want to prioritise
frigid pikeBOT
hushed crow
Collecting Stripe fees from the customer is my client's requirement.
As you can see in the attached SS
I am not displaying the Stripe fee to the customer.
We display processing fee, which includes the stripe fees
The problem is
If the user pays with an international card, then the charges are as displayed in total pay.
If user pay with a domestic card, then the charge is lower than displayed total pay
What is the recommended Stripe approach to handle this scenario?
leaden cloud
I think we've explained that, right? There's no automatic way to pass the exact fee onto the customer, you'd need to handle that manually so you can calculate the exact fee as per the card/payment method used and according to your account's fee structure
Most just surcharge by a flat fee overall to encompass all possible fees