#harry_api
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You should create an off_sessio payment following this guide:
https://docs.stripe.com/payments/save-during-payment?payment-ui=elements#charge-saved-payment-method
const paymentIntent = await stripe.paymentIntents.create({
amount: 1099,
currency: '...',
automatic_payment_methods: {enabled: true},
customer: '{{CUSTOMER_ID}}',
payment_method: '{{PAYMENT_METHOD_ID}}',
return_url: 'https://example.com/order/123/complete',
off_session: true,
confirm: true,
});
by setting off_session: true and not setup_for_future_usage... the setup_for_future_usage is when you create the first PaymentIntent
I invite you to follow that guide step by step from the begining in order to understand the feature correctly
req_967KEPA6HEKyqn, req_jaiRlkeP3auplL
These payments are considered on session, that's why it triggeres 3ds