#batz_api
rose lanceBOT
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visual rampart
Sorry im using destination charges not direct charges
fathom meteor
Do you have an example payment I can look at? But generally with destination charges the platform is responsible for fees, yes
visual rampart
My main question is it looks like im losing money here ?
rose lanceBOT
fathom meteor
The pi_xxx ID please
fiery turtle
hey there 👋 taking over for Ynnoj
visual rampart
No worries thank you glo
So just to take a step back here
I want the charge to go to the connect account and then give me back my application fee and let them settle the stripe fees
fiery turtle
it does look like you lost money on this transaction overall, since the fee amount you took was lower than the Stripe processing fee
fiery turtle
for destination charges, the processing fee is deducted from your platform's balance
fiery turtle
direct charges will mean that the fee is deducted from the connected account's balance (assuming you haven't overridden this with the fee controller property)
but there are other factors you should consider before deciding what flow to implement
such as who is responsible for managing refunds/disputes, etc
visual rampart
the seller would be responsible for managing funds and disputes
We dont want any responsibility with this
fiery turtle
I'd recommend checking out the breakdown here just to make sure that it fits your needs: https://docs.stripe.com/connect/charges#types
but yes then direct charges sound more like what you need
visual rampart
Ok so using direct charges just to reiterate
- Charge will be done directly on the connect account
- Stripe fees are settled with the connect account
- Our collected application fee is then sent back to us from that accounts balance or directly from the transaction
Using destination charges
- Charge is done on our platform account so we are responsible for funds and disputes
- We are charged the stripe fees and if our collected fee is lower than our amount charged we are losing money
fiery turtle
yup, exactly right!