#tirth-jain_docs

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trail steepleBOT
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raw mango
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I am in my sandbox enviroment

image.png image.png
civic wedge
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Hey! do give me some time to take a look at this

raw mango
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okay

civic wedge
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if you reach out to Stripe Support -  https://support.stripe.com/contact , they'll be able to advise you on your questions! We mainly help with developers who want to integrate directly with the Stripe API here on this channel

raw mango
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Actually I am integrating from the API, Top-up API is not working for other currencies except USD

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I am not sure whether it's a permission sort of issue or i am doing something wrong

civic wedge
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did you receive an error when calling the API? Could you send me the request ID (req_xxx) for that request?

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Looking at our docs here, it seems like for US platform accounts, the only top up currency is USD

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However, i am not a 100% sure, and my colleagues at support will be better able to confirm that

raw mango
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did you receive an error when calling the API? Could you send me the request ID (req_xxx) for that request?

Yes! give me a minute

civic wedge
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Yup the error confirms it

Top-up creation is not supported for country US and currency GBP

raw mango
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Looking at our docs here, it seems like for US platform accounts, the only top up currency is USD

  • Although my end goal is to move money from my platform currency to other currencies, but when I try Transfer API by passing currency=gbp then it always says me the Insufficient balance ?
civic wedge
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Could you send me the request ID for that?

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Apologies for the wait

civic wedge
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Could this be one example?

Where you tried to transfer 100.25 eur to another account.

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Just curious, is your end goal to move money from my platform currency to other currencies (within the same platform account)

raw mango
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Or is your use case related to payouts? Specifically cross-border payouts?
Yes! this is related to cross-border transfer, and the account are the (Express Connect Accoount) which is within the to whom I am transfering

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Steps I am performing is as below

  • ** Create Express Account** and let my user connect to my platform
  • Then Onboarding them to my platform (Connect Account) by generating the link
  • Using the accountId and Transfer Create APi I am moving money to there wallet
civic wedge
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The Transfer API is different from the Payouts. This is explained here:

Before April 6, 2017, transfers also represented movement of funds from a Stripe account to a card or bank account. This behavior has since been split out into a Payout object, with corresponding payout endpoints. For more information, read about the transfer/payout split.

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For Cross Border payouts there are a few steps to be completed as documented here

raw mango
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Okay that I know already, **Payout API **and Transfer API is different but I only want to Use Transfer API, move money to my connected user account stripe wallet. ( Not to there bank acocunt )

My Platform only have the USD Balance, What my goal is to pass currency other than USD (Consider this is the case) .

Example:
The receiver’s local currency is EUR, and I need to transfer 8 EUR. Stripe should convert the amount from EUR to USD, debit from my account in USD, and the receiver should receive 8 EUR.

Working Example ✅
const transfer = await stripe.transfers.create({
    amount: 8 * 100, // Amount in cents from frontend
    currency: 'usd', // because i have balance in usd
    destination: account.id,
    description: `Transfer to ${account.email || account.id}`,
  });

Not Working Example ❌
Error: Insufficient Balance

const transfer = await stripe.transfers.create({
    amount: 8 * 100, // Amount in cents from frontend
    currency: 'eur', // or any other currency expect usd
    destination: account.id,
    description: `Transfer to ${account.email || account.id}`,
  });
civic wedge
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Sorry do give me some time to test this out!

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Hey, could you try these steps:

  1. Create an FX Quote (docs), with the following example payload:

{ to_currency: 'eur', // connected account currency from_currencies : ['usd'], // platform currency lock_duration: 'day', lock_duration : 'five_minutes', usage : { type : 'transfer', transfer : { destination : 'acct_xxx' #account you want to transfer to } } }

  1. Create a transfer, specifying the fx_quote field, example payload below

{ currency: "usd", // this must be the platform currency destination: "acct_xxx", fx_quote: 'fexq_xxx', amount : //amount to be transfered , }

raw mango
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Math.round(10000 / panels[0].rates.usd.exchange_rate)

is this formula will work for every currency, ?

civic wedge
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oh apologies, let me amend that