#mitsu_api

1 messages · Page 1 of 1 (latest)

fervent lightBOT
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subtle zodiac
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Hi! Give me a moment! Looking into your query!

frozen siren
subtle zodiac
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Can I check what your use case is for this? Why is there a need to do a transfer from a Standard connected account to the platform?

frozen siren
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I have a Platform account.
On my system, there are many users, but I don’t want to create connected accounts for them (because when users withdraw money, the Platform has to pay the Stripe payout fees).

Each user has their own Stripe account (Stripe Connect Standard), and they connect it to my Platform via Stripe OAuth.

When a user sells a product on the system, the Platform temporarily holds the user’s money — for example, it holds 1,000,000.

Now, when the user wants to withdraw their money,
→ I want to transfer the funds from the Platform account to the user’s Stripe Connect Standard account.

How can I do that?

subtle zodiac
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So to confirm the transfer is from the Platform to the Standard connected account? Not the other way around?

frozen siren
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Is it possible to transfer money from a Platform account to a Stripe Connect Standard account?

subtle zodiac
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However, looking at the use case you mentioned, we typically advise using a Direct charge for standard connected accounts instead of Separate Charges and Transfers.

frozen siren
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Case 1:
Seller → OAuth → Platform
Buyer 1 → PaymentIntent 10,000 → Platform (1,000) + Seller (remaining amount after fees, taxes, etc.)
Buyer 2 → PaymentIntent 20,000 → Platform (2,000) + Seller (remaining amount after fees, taxes, etc.)
...etc.
In other words, the seller is paid out on each PaymentIntent.
This model is feasible, right?

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Case 2:
Seller → OAuth → Platform
Buyer 1 → PaymentIntent 10,000 → Platform (10,000 minus fees, taxes, etc.)
Buyer 2 → PaymentIntent 10,000 → Platform (20,000 minus fees, taxes, etc.)
Buyer 3 → PaymentIntent 10,000 → Platform (30,000 minus fees, taxes, etc.)
...etc.
→ The Platform account holds the funds for the seller.
→ If the seller wants to withdraw 25,000 from the Platform account to their Stripe Connect Standard account, is that possible?

subtle zodiac
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For Connect set up I would recommend for you to reach out to Stripe Support - https://support.stripe.com/contact. They'll be able to advise you on your questions! We mainly assist with developers who want to integrate directly with the Stripe API here on this channel. If you're having issues with the API here, I can help with that.