#wiserlance_api

1 messages · Page 1 of 1 (latest)

weary brambleBOT
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modern heron
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We are developing a freelancing platform with an integrated wallet system inside our web application. To help you understand our use case, here’s how the process works on our platform:

The buyer creates a profile, posts a job, and deposits money.

The seller creates a profile and applies to the buyer’s job.

The buyer reviews the proposal and sends an offer.

The seller accepts the offer, and a contract is initiated.

Once the work is completed, the seller requests payment, and the buyer approves the request.

The job is closed.

After a holding period of 2–4 days, the seller can withdraw the funds via bank transfer, Payoneer, or wire transfer.

Since we are using our own wallet system in the application, could you please guide us on:

Which Stripe APIs we should use at each stage (deposit, holding funds, releasing funds, and payouts).

Which webhooks we need to implement to correctly track events (e.g., deposit confirmation, payment release, payout success/failure).

I’ve shared these steps so you can better understand our flow and suggest the smoothest possible integration approach with Stripe.

Thank you for your support!

slow berry
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Hi there,
I have read through your question. Give me a moment to think through this.

modern heron
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Sure, take your time

slow berry
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as a platform you would create a checkout session using destination charges. That means the platform will be merchant of record and the funds flow into the platforms balance. the platform can then use the Transfer API to release the funds to the connected account. The seller can then use the PAyout API to withdraw the funds

modern heron
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this is what I want that base on scenario which API should be used if you can provide me the detailed information then It will be more easy for me

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Like based on mentioned points API URL or the reference which API can be used I have check the connect platform I have ambiguity that's why I am here

slow berry
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Well it heabvily depends on how your integration is setup and the business flow. For example, for your payment collection you can use different approaches like checkout session, Payment Element, Card Element, etc. That is something you would need to decide what fits best to your integration.

Also what ambiguity do you have regarding connect? If you are not sure which way you want to build out your integration/business and how to implement Stripe products it might make more sense to talk to our support first.

weary brambleBOT