#feni-patel_api
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hello
I have one use case. Let me explain my use case.
I am working on a booking reservation system where users can add their credit card information and make payments. Before proceeding with the payment, I need to check whether the provided card has sufficient balance. Is there any method in Stripe to check the account balance?
This is not possible for credit cards. You can use separate auth & capture, which might meet your needs, but this is starting the payment flow.
You get a response from the bank that the charge is authorized (and the card has sufficient funds) and you can them capture the payment separately based on your logic
but this will hit the customer card as an auth, thats the only way to ensure available funds.
https://docs.stripe.com/payments/place-a-hold-on-a-payment-method#authorize-only
capture_method=manual
Oh so it's like pre authorization flow for the user card
thanks for this information
Yep, its an auth you can trust that the card is good for the amount you want, but you defer capturing the payment until delivering services, eg, up to the capture delay limit in the doc for your case