#roanex_api
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Hello ๐
What Stripe integrations are you using?
connect
Sorry that is not what I mean. How are you storing the bank account details and how are you using them with Connect?
I store the payment method id in my database and last 4, I use the payment id to attached to the user to pay drivers, the payment id is attached to the connected account, not to the stripe account, since I only provide the platform, I am not the one paying the drivers, I am trying to process ACH debit from the payment method, if I use the Stripe onbording dashboard I can make the payment without a problem, if I do it using my own custom form it gets added and I can go to the connected account and it is showing but its not verified, I get an error message when I try to use it saying it is not verified.
Is that what you asked?
๐ Hi taking over for Snufkin.
Hi
Are you verifying the accounts?
https://docs.stripe.com/api/customer_bank_accounts/verify
I am not, how long does it take to deposit?
are those deposit automatically deposited or I have to manually send an api request so they can be deposited?
It doesn't happen automatically if you are creating and attaching the PM with the API.
The onboarding flow handles this automatically.
If you are doing things manually you'll need to initiate the verification yourself.
Do you have the link to initiate it? $paymentSource = $stripe->customers->verifySource(
'cus_9s6XGDTHzA66Po',
'ba_1NAiwl2eZvKYlo2CRdCLZSxO',
['amounts' => [32, 45]]
); here I see that there is only the option to submit the amounts after they have being deposited
Sorry, I meant you have to initiate the verification. The amounts should be deposited automatically, ACH can have an inherent delay
So the user would have to report back to you the micro-deposts, and then you can perfom the verification.
I want to build a form to take the deposits and send them to Stripe, but just to make sure, I can just add the bank account and Stripe will make the deposits?
We have this doc on how to test this with your integration
Correct, https://support.stripe.com/questions/verify-a-new-ach-direct-debit-customer-using-micro-deposits
this will happen automatically if the customer has failed or opted out of using the instant verification flow
If you want to avoid doing it manually, you can explore Financial Connections and instant verification flows.
This doc goes into detail about collecting bank account details for ACH direct debit payments and how to specify a verification method.
https://docs.stripe.com/financial-connections/ach-direct-debit-payments