#jairo094215_api
lime anvilBOT
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abstract cedar
Hi! How is your setup? I am assuming you are using Stripe Connect. Are both the merchants you mentioned connected to a platform or are one of the merchants the platform and the other is a connected account?
nimble arrow
Hi!
We have a Stripe Connect account as a platform, and each of the mentioned companies, those that are to receive the funds, will have Stripe Connect Standard/Express accounts. We, as a platform, will not receive any commission; all funds will be shared between the producer and distributor.
abstract cedar
If both the producer and distributor are connected accounts on a platform, you should use separate charges and transfers (https://docs.stripe.com/connect/separate-charges-and-transfers). Once the payment is completed, you can transfer the funds to both the connected accounts.
nimble arrow
Okay. So it's not possible to do everything in the Checkout Session call? For example, defining more than one recipient in the transfer_data?
abstract cedar
No, you cannot transfer to multiple connected accounts in 1 API call.
nimble arrow
Ok, thanks
And then, what do you think is better? Collecting all the funds in the platform account and then making two transfers, or using the transfer_data->destination to automate sending the funds to the producer, but collecting the commission in the platform account and then manually sending it to the distributor via Transfer? The second option saves me one manual transfer, but I'm not sure if it's the most recommended option.
abstract cedar
Doing it via separate charges and transfers is recommended because you can track the charges and subsequent transfers via the transfer_group, there is lesser calculations required, etc.
nimble arrow
Great, thanks for your support!!
nimble arrow
Sorry, I have a last question! Based on what we've discussed, what type of account do you think these companies should have? Standard or Express?
abstract cedar
For separate charges and transfers we always recommend either Express or Custom accounts. I would suggest looking at this doc (https://docs.stripe.com/connect/design-an-integration) to see which properties match your use case.
lime anvilBOT