#joe-bella_api
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bold lotus
hello! the number one pitfall is that with separate auth and capture you're pre-authorizing the funds, so the bank basically sets them aside from you. with a setup intent and later offline payment you run the risk of the funds not being available or a separate decline for some other reason (since you're basically doing 2 separate auths instead of just 1 with separate auth and capture)
depending on your use case you might also be eligible for extended auth - but that's limited to users on our IC+ pricing plan:
https://docs.stripe.com/payments/extended-authorization
copper meteor
Is there a time limit that we should be aware of between when we do the setup intent and when we actually capture money from the card?