roanex_api

[maiden hill]

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[flint aurora]

@spice canyon is this a new integration? Because you are using Custom accounts but doing Direct Charges which is the wrong integration path. You should be using Destination Charges instead: https://stripe.com/docs/connect/destination-charges

But the issue here is likely that the connected account is missing the us_bank_account_payments Capability. I recommend reading https://docs.stripe.com/connect/account-capabilities

[spice canyon]

I set it up about a year ago or more

$account = $stripe->accounts->create([
'type' => 'custom',
'country' => 'US',
'email' => $email,
'business_type' => 'company',
'company' => [
'name' => $businessNameField,
'phone' => $phone,
'structure' => $businessTypeField,
'address' => [
'line1' => $addressField,
'line2' => '',
'city' => $cityField,
'state' => $stateField,
'postal_code' => $zipField,
'country' => 'US',
],
'tax_id' => $einField,
],
'settings' => [
'payments' => ['statement_descriptor' => $company_name .' Payroll'],
'payouts' => [
'statement_descriptor' => $company_name .' Payroll',
'schedule' => ['interval' => 'manual'],
],
],
'capabilities' => [
'card_payments' => ['requested' => true],
'transfers' => ['requested' => true],
'bank_transfer_payments' => ['requested' => true],
'tax_reporting_us_1099_k' => ['requested' => true],
'tax_reporting_us_1099_misc' => ['requested' => true],
'us_bank_account_ach_payments' => ['requested' => true],

],
'tos_acceptance' => [
    'date' => time(),
    'ip' => $_SERVER['REMOTE_ADDR'],
],
'business_profile' => [
    'url' => 'https://roanex.com',
    'support_url' => 'https://roanex.com',
    'mcc' => '4789',
],

// 'external_account' => [
// 'object' => 'bank_account',
// 'country' => 'US',
// 'currency' => 'usd',
// 'routing_number' => $routingNumber,
// 'account_number' => $accountNumber,
// 'account_holder_name' => $fname . ' ' . $lname,
// 'account_holder_type' => 'company', // For company type accounts
// ],
]); this is the code I use to create the account

[flint aurora]

Sure but is the Capability active?

Like retrieving it in the API and check the capabilities property

[spice canyon]

it shows ACH direct debit, is that the same?

also shows US Bank Transfer payments

top right

Do you have a link where I can get information about checking the capabilities in the API?

never mind about the link, I found it