newtreyes_docs | Stripe Developers | Page 1

supple rainBOT Jun 13, 2025, 10:36 AM

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lyric bridge Jun 13, 2025, 10:36 AM

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Hi, @silent horizon

silent horizon Jun 13, 2025, 10:36 AM

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hello! looking at this now

lyric bridge Jun 13, 2025, 10:36 AM

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Thank you

silent horizon Jun 13, 2025, 10:39 AM

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i'm fairly certain the short answer to your question is no - can you give me more details on why the payment element doesn't work for your use case?

lyric bridge Jun 13, 2025, 10:43 AM

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🙂

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There's no easy answer to that 😄

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But let me try: we have a Salesforce package that integrates with Salesforce but unfortunately, Salesforce won't allow Stripe.js to load on any page that is managed by Salesforce. So, we implemented a specially crafted Terminal that by using iFrames allows us to use the Card Element to integrate with Stripe.

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Now, we know the Card Element is being deprecated so we have created a new Terminal that uses the Payment Element. But lots of our customers are still using the old one.

silent horizon Jun 13, 2025, 10:48 AM

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ahhhh, i've heard of similar struggles before

lyric bridge Jun 13, 2025, 10:49 AM

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Now, some of those users would like to have Bacs in the old Terminal. That terminal doesn't work with Payment Element or the Checkout process. So... is there anything else we can use?

silent horizon Jun 13, 2025, 10:50 AM

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the closest thing that i could think of that might be possible is something akin to you collecting the account info and passing it along yourself (without using one of our payment surfaces) which may or may not be possible with BACS, i'd need to check

lyric bridge Jun 13, 2025, 10:51 AM

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Got it... can you review this on your side to see if it would be possible?

silent horizon Jun 13, 2025, 10:51 AM

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i do know the payment intent API allows you to provide the account number and sort code but i've never tested it personally:
https://docs.stripe.com/api/payment_intents/create#create_payment_intent-payment_method_data-bacs_debit

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(you can also try if you'd like)

lyric bridge Jun 13, 2025, 10:52 AM

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Mmmmm... Is there any documentation on how to implement something like that securely?

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I mean, sending card information like that is not usually recommended. I wonder if there are restrictions like that for Bacs information too.

silent horizon Jun 13, 2025, 10:53 AM

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yeah i was going to say something similar - we enable raw PAN info for some merchants but then they are responsible for a lot more security wise

lyric bridge Jun 13, 2025, 10:54 AM

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Yeah

silent horizon Jun 13, 2025, 10:54 AM

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2 questions:

is it possible
is it secure / advisable

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gonna attempt to answer them both in order 🙂

lyric bridge Jun 13, 2025, 10:55 AM

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Awesome

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Thank you, @silent horizon

supple rainBOT Jun 13, 2025, 10:56 AM

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mint parrot Jun 13, 2025, 11:01 AM

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hi! I'm taking over this thread. give me a few minutes to try this flow on my end.

lyric bridge Jun 13, 2025, 11:02 AM

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Thank you, Soma

mint parrot Jun 13, 2025, 11:11 AM

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OK, I just tried it in test mode, and it requires you to pass billing_details and mandate_data. Unfortunately it's not possible by default to use mandate_data for BACS, so I get an error message:

Your account isn't configured to allow passing mandate_data directly when confirming PaymentIntents for Bacs Direct Debits.

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to enable that feature (passing mandate_data for bacs), you would need to ask Stripe support to check if your business is elligible or not: https://support.stripe.com/contact

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but its probabbly simpler to just use Checkout Session or Payment Element to accept Bacs payments.

lyric bridge Jun 13, 2025, 11:14 AM

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Oh, I bet it would be simpler

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and I wish I could

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Now, from the security perspective... is there any problem re collecting and passing bacs_debit information without using either the Checkout process or the payment element?

mint parrot Jun 13, 2025, 11:17 AM

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like I said above, it is possible, but only if your business gets approval to enable mandate_data when confirming PaymentIntents for Bacs Direct Debits.

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by default it just won't work.

lyric bridge Jun 13, 2025, 11:22 AM

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I guess my question is not if it's possible once approved but what are the security and compliance ramifications of such implementation.

mint parrot Jun 13, 2025, 11:24 AM

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that you would have to ask Stripe support directly for these questions

lyric bridge Jun 13, 2025, 11:24 AM

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With CC information, I know there would be compliance ramifications if we collected CC information using our own forms instead of using Stripe's elements. Is that the case for Bacs too? If so, is there any documentation I can review to understand this?

mint parrot Jun 13, 2025, 11:24 AM

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yes handling raw credit card numbers requires your business to be PCI compliant.

lyric bridge Jun 13, 2025, 11:24 AM

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Correct

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What about Bacs?

mint parrot Jun 13, 2025, 11:25 AM

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I don't know, sorry. you would need to ask Stripe support.

lyric bridge Jun 13, 2025, 11:29 AM

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That's OK

#newtreyes_docs