nikolay_code

[muted dew]

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• nikolay_code, 23 hours ago, 32 messages
• nikolay_code, 1 day ago, 27 messages
• nikolay_code, 1 day ago, 24 messages

[waxen harbor]

Here is the file

why is this happening as authentication already happened the first time and a payment method was created:

This payment successfully set up pm_1RYY9l1VlpCPYqMRE5Cs8tNs for future off-session payments
10 Jun 2025, 20:48

hello are you there?

[topaz roost]

Hi, that is because you're using out card ending in 3220 where it requires 3DS: https://docs.stripe.com/testing?testing-method=card-numbers&payment-method=others#three-ds-cards

In live mode, even if you pass future off_session, the issuing bank might still ask for 3DS. In this case, you will need to bring the customer back on session and and use handleNextAction:  https://docs.stripe.com/payments/finalize-payments-on-the-server?platform=web&type=payment#next-actions

[waxen harbor]

is there any way to get around this?

[topaz roost]

There is not

[waxen harbor]

i.e. the customer only makes the 3DS once and only once

[topaz roost]

That is not something Stripe can control, the issuing bank controls that

[waxen harbor]

no, this page says its fine:

Existing subscriptions
Existing subscriptions and saved card information will be grandfathered. Information saved to Stripe prior to the enforcement date for SCA will not require additional authorisation.

Collected payment methods – either as a token, source or payment_method – saved prior to the SCA enforcement date can be used for off-session payments without requiring additional authentication.

From here?: https://support.stripe.com/questions/subscriptions-and-strong-customer-authentication-(sca)?utm_source=chatgpt.com

never mind i found this:

Additional information
Stripe Billing requests these exemptions for your recurring subscriptions automatically. The cardholder's bank will ultimately decide whether to approve the exemption or whether authentication is still necessary. If the exemption is rejected, Stripe will re-issue the authentication request to your customer automatically.

i will deal with thism, thanks for help