walto_api | Stripe Developers | Page 1

misty talonBOT Jun 2, 2025, 2:03 PM

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vast topaz Jun 2, 2025, 2:10 PM

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Hi, that is not currently supported: https://docs.stripe.com/js/elements_object/create_without_intent#stripe_elements_no_intent-options-paymentMethodOptions-us_bank_account-verification_method

twilit lava Jun 2, 2025, 2:12 PM

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So would I be correct in saying the only way to achieve what we are doing is to disable bank account and force them to save a microdeposits payment method and then pay with a saved payment method?

Would be using this doc to do this process. https://docs.stripe.com/payments/ach-direct-debit/set-up-payment?platform=web&payment-ui=elements#microdeposit-only-verification

vast topaz Jun 2, 2025, 2:15 PM

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If instance verification is not suported, we fall into using microdeposits. I'm unsure I understand what you meany by ' force them to save a microdeposits payment method', are you able to reword this a bit?

misty talonBOT Jun 2, 2025, 2:16 PM

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twilit lava Jun 2, 2025, 2:18 PM

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We would like to only accept 2 payment methods. First is credit card. Second is bank account via microdeposit. To do this we could disable us bank account in the payment element completely and it woudl only allow credit card. Then we could have another UI element on our side that would be 'pay by ach' which would take them to a form to do the microdeposits verificaiton I linked above. This would save that payment method to the connect customer when the process is completed. When this is done it would then be available to use to pay using a saved payment method. Trying to think of another better process to achieve our desired result and just making sure I'm not missing something easier.

vast topaz Jun 2, 2025, 2:34 PM

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Yeah, force micro deposit via Stripe.js is not supported. You can force this from the server-side only: https://docs.stripe.com/api/payment_intents/create#create_payment_intent-payment_method_options-us_bank_account-verification_method

twilit lava Jun 2, 2025, 2:40 PM

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Does stripe.js payment element have the ability to automatically display saved payment methods for a customer?

#walto_api