alexanderweiss_best-practices

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[devout ruin]

Unclear what you mean by 'estimated payout date'?

You mean when we'll create the Payout object?

I guess that depends on the schedule for the account, but there's no way to be notified of that via the API

[keen vale]

We'd like to let the user know when they can more or less expect the money in their bank account (the dashboard shows / showed this this as well).

We used arrival_date from the payout for this — it was pretty accurate. But basically, since the payout now seems to always be created on the day of the payout actually appearing in the user's bank account (even if that is delayed by the weekend), we can't access that anymore.

[devout ruin]

You can't access it? Or you mean it's redundant as it's often ~hours later?

There's no real way to do this other than 'predicting' when a payout will be created according to their schedule: https://docs.stripe.com/api/accounts/object#account_object-settings-payouts-schedule

[keen vale]

Well, there's no payout object now until later.

So previously it was like this:
Day 1: Transfer to account
Day 2: Payout created
Day 3-6: Payout paid

Now it seems to be:
Day 1: Transfer to account
Day 3-6: Payout created + a couple hours later Payout paid

[devout ruin]

There's no field or event that says "we're going to generate a payout on X and it'll be available on Y"

[keen vale]

Yeah, so based on their schedule it should always be within 24 hours, which used to be the case, but is no longer (e.g. on weekends)

We got this email saying the following about it a while back:

Starting April 9, automatic payouts in EUR will be initiated on the same day they’re expected to arrive for all your connected accounts in the European Union. This also applies to automatic payouts in DKK in Denmark, SEK in Sweden, NOK in Norway and CHF in Switzerland. For example, if a payout is scheduled to land on a Wednesday, the payout will be created on that same day and the funds should be available before the end of the day.

[devout ruin]

Yeah, we're not really familiar with payout timing changes/fast settlement, those are questions better for support. But overall you can't get the field/data you want from the API

[keen vale]

I'll send them a messag then! But so arrival_date isn't great for this either?

Or that does reflect a good estimate of when the user should expect it (once the payout is created of course)

[devout ruin]

Sorry, you said you could no longer access arrival_date? Otherwise yes that's exactly what it's for:

Date that you can expect the payout to arrive in the bank. This factors in delays to account for weekends or bank holidays.