#george_stripe-fees-sct
tranquil iceBOT
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slim stag
For further context, our ideal situation is that we shouldn't be in a situation where we have to calculate Stripe's fees. So any direction towards achieving that, if possible, would be appreciated.
dull cosmos
Hm we don't really know about fees/pricing in here. I wasn't even aware there was such a thing as a premium card that carried higher fees
But we do know about the API, and I'm not aware of such a field, no
slim stag
That's unfortunate, and you wouldn't know of any utility in Stripe that would allow us to calculate Stripe's fees on an amount before we actually submit the payment intent?
I don't really mind us having to do the calculation, the problem is that we are finding it difficult to reliably identify what a card is presenting as (i.e. premium vs standard).
dull cosmos
Looks like we document the fees per network here: https://stripe.com/resources/more/credit-card-processing-fees-explained#credit-card-processing-fees-per-card-network
So you should be able to just see the card brand of the payment method: https://docs.stripe.com/api/payment_methods/object#payment_method_object-card-brand
Does that work?
Ah I guess the fees are ranges
Depending on specific card
So yeah I don't see a way to get this
slim stag
Yeah, for example in our problem scenario the card presents as 'mastercard' but there is nothing to say that it's 'premium' and should be calculated against the 1.9% fee.
dull cosmos
Yeah and there's not an api endpoint you can use to calculate fee afaik
slim stag
I see. You can't think of any alternatives from experience in this case? I don't necessarily see one myself, or at least haven't been able to find anything. I see other threads with a similar issue but I don't think there's a perfect solution to this.
dull cosmos
You could consider doing separate charges and transfers instead
So that way you can see what fee the card was charged
Then transfer to the connect account after
(Subtracting your fee from the total)
slim stag
Ok, something to look into at least. I'll start from there and see what's possible. Thank you very much for you time and support 👍
slim stag
I assume it's this?
https://docs.stripe.com/expand/use-cases#stripe-fee-for-payment
dull cosmos
Yes exactly
slim stag
Perfect. Will discuss with my team and see where we go from here
tranquil iceBOT