#johana_api
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- johana_api, 11 hours ago, 20 messages
modest path
👋
You can use Stripe Connect here, with individual accounts...
You can use Destination charge here if you want to manage the transaction lifecycle (disputes, refunds...) otherwise you can use Direct Charges
It depends exactly on your needs
bold gyro
I have tried stripe connect with express account but as I explain, the connected account is not for individual person but for the company
When user has to complete his information, Stripe asks to choose what kind of company he is
modest path
the connected account is not for individual person but for the company
Then your connected account should enter the company details when Stripe asks for
As they are companies
bold gyro
But the users of my website are individual person not company
so they are no companies information. Is it possible to not asking the user his company information ?
modest path
Ah sorry, I though you said they are companies actually
Then nope you can't, your connected accounts needs to fill all the required fields by Stripe.
bold gyro
ok, another question
modest path
Yes sure!
bold gyro
How to retrieve the information filled by user (name, birthday, address) after KYC verification to update my website ? I've tried with await stripe.accounts.retrieve but there are not birthday, phone nor address
modest path
You need to retreive the persons of that account:
https://docs.stripe.com/api/persons/list
You should get those informations
bold gyro
I do that but no dob in the object retrieved
modest path
Can you share the person Id ?
bold gyro
"id":"person_1RK2LW2Zd4En6XgUAHf1bGve"
modest path
Well they have a dob
When you try this API, you are not getting the birth date ?
https://docs.stripe.com/api/persons/retrieve
bold gyro
no
modest path
can you share the request Id please of the API call ?
bold gyro
Here is the object :person stripe: {"id":"person_1RK2LW2Zd4En6XgUAHf1bGve","object":"person","account":"acct_XXX","created":1746126034,"email":"xxx@xxx","first_name":"Johana","last_name":"XXX","relationship":{"authorizer":false,"director":false,"executive":false,"legal_guardian":false,"owner":false,"percent_ownership":null,"representative":true,"title":null}}
bold gyro
can you share the request Id please of the API call ?
I don't know how to find that
modest path
You can find in the header response of the API call
https://support.stripe.com/questions/finding-the-id-for-an-api-request
But it's ok as you've shared the response object raw
Checking further...
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modest path
Ah actually that's expected
You can't read the KYC of your Connected Account after onboarding...
bold gyro
So there is no possibility to retrieve these information to update my website ?
vocal mango
👋 taking over for my colleague. Let me catch up.
bold gyro
Thanks
vocal mango
yes unfortunately as my colleague explained if the KYC is collected by Stripe you don't have access to that information
bold gyro
ok
Has Stripe a solution of identity verification ? If yes, can we retrieve user info verified ?
vocal mango
unless you opt in for a Custom accounts https://docs.stripe.com/connect/custom-accounts meaning you are responsible for collecting KYC you won't have access to this information
bold gyro
ok, Another question please
vocal mango
sure
bold gyro
I'm obligated to use stripe connect for my website ? Cannot I use for example PaymentIntents to manage paiement and transfering directely in the bank account of the seller ?
vocal mango
you can but you would also be subjected to bank transfer requirements even if it's outside of Stripe
vocal mango
sure
bold gyro
Like I explained, I want to avoid user to give their companies info because, they are individual person and not companies. So, it's possible to prefill these information when creating a connected account ?
bold gyro
thanks