#ramin-khan_best-practices
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I accidentally hit enter early. Currently, we’re storing customers’ account and routing numbers to create Setup Intents. Since these account numbers are the same as their external accounts, I’d like to use the external account directly as the payment method when creating a Setup Intent, instead of storing and reusing the account and routing numbers. Is that possible ?
Sort of! If you collected the details via Financial Connections to use for both the external account, you can also use it for payments by providing the financial connections account id when creating the setup intent to generate a payment method:
https://docs.stripe.com/financial-connections/other-data-powered-products?platform=web#create-a-payment-intent-or-setup-intent
If you create the external account using routing/account numbers you collected manually (this is fine), you'll need to provide those same details when setting up the payment method.
hmm, So if we use financial connections flow to collect external account from the customers, we can then use the financial account Id as a payment method to create setup intents?
Not directly as a payment method ID, but you can use it to create a payment method by passing the FC account id in the payment_method_data as shown in the snippet in that doc
It can be done either using Payment Intent or Setup Intent
Got it, Thank you