#prasun-paul-chowdhury_code
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twilit cargo
how to check a payment method has insufficient balance?
Sufficient balance for what? If you're collecting a card for later, you don't know that until you attempt payment with a payment intent
A setup intent is not a payment and there is no amount
What are you really trying to do?
worldly turtle
> how to check a payment method has insufficient balance?
Sufficient balance for...
That is correct. I was trying to add new payment methd (card) in customer account through API. I am using payment element which throws error while trying to add 4000000000009995 but while trying to add 4000008260003178 (3ds) then no error si throwing and card is being added.
All cards are test cards.
twilit cargo
This card requires authentication for one-time payments. All payments are declined with an insufficient_funds failure code even after being successfully authenticated or previously set up.
The 3178 card is meant to successfully pass setup as you've described, but payments will fail with insufficient funds
so this all seems expected
If you're expecting to learn about insiffucient funds during a setup intent, then you are misunderstanding the sequence of events. There is no "payment" with a setup intent, so its generally impossible to have insufficient funds, because we might run a $0 charge, for example.