#bgelinas_best-practices
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little karma
Hello, apologies for the delay. You can create a transfer to send funds from your account's balance to another account's balance. https://docs.stripe.com/api/transfers/create
We also have a param that you can use to wait for the funds for each payment to land before transferring it to the connected account. https://docs.stripe.com/connect/separate-charges-and-transfers?platform=web&ui=stripe-hosted#transfer-availability
One thing I recommend if you haven't done it already is to talk to our support team about what you are looking to build to make sure it is a business model that we can support. https://support.stripe.com/?contact=true
Financial services like money transmission are in our list of restricted businesses, meaning there are some use cases that we can support and others that we can't. Checking with our support team is the best way to confirm
https://support.stripe.com/questions/prohibited-and-restricted-businesses-list-faqs
crisp kite
ok well, it's a carpooling app, so people pay for carpool then other receive for it
i understand that the transfert can send money from one account balance to another, but can user be paid on their bank accounbt, without going into stripe dashboard?
little karma
No way to get paid straight to the bank account at the moment. Funds need to land on Stripe and then be paid out to the bank. We do have automatic payout functionality where payouts are paid on a schedule without the user intervening. There are also instant payouts which can allow a payout to be initiated soon after the funds have landed on the user's account
https://docs.stripe.com/payouts
https://docs.stripe.com/connect/instant-payouts
crisp kite
ok make sense! Can this be done only with APIs?
So basically, i create an account for my user, i transfert money in it, then it's money could be paid out every couple of days.
little karma
Yes, it depends a bit on your connect setup, but the API can set payout schedules or initiate manual payouts
crisp kite
Ok thanks, i Should have come here way before 🙂
little karma
Of course, we are always happy to help with API questions!
crisp kite
ok another question
Could we create a payout, then "approve" it later? like having a status pending for a payout and approve it manually
little karma
No, when you create the payout we will start the proces. So I think in that case you would want to wait until you approved the thing and then make the payout create call
crisp kite
ok good ! Thanks a lot 😄