str_api | Stripe Developers | Page 1

jovial pagodaBOT Mar 20, 2025, 5:31 PM

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keen sleet Mar 20, 2025, 5:33 PM

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Hi there; ACH Direct Debit payments are not available for Stripe accounts located in Canada. See more about availability here: https://docs.stripe.com/payments/ach-direct-debit

honest gulch Mar 20, 2025, 5:38 PM

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We were informed that we had to create the customers and payment methods on the platform level. And when creating the setup intents we had to use the "on_behalf_of" parameter with the connected account id. So it's not possible to do that with ACH? But it is possible to do with other payment methods?

keen sleet Mar 20, 2025, 5:40 PM

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So you're saying the the platform is in Canada and you're trying to collect ACH DD payment method details using on_behalf_of (OBO)?

honest gulch Mar 20, 2025, 5:41 PM

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Yes, exactly

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The "on_behalf_of" goes on the payment intent request actually. The setup intent does not seem to support that parameter.

keen sleet Mar 20, 2025, 5:42 PM

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It does; https://docs.stripe.com/api/setup_intents/create?lang=java#create_setup_intent-on_behalf_of

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Let me do some quick testing to find out if we would allow a SetupIntent OBO a connected account in the US to be created on a platform based in Canada

honest gulch Mar 20, 2025, 5:43 PM

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That link is not working for me

keen sleet Mar 20, 2025, 5:47 PM

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Apologies; fixed it

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just a moment; need to start up a Canadian platform/US connected account

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Okay so you would be able to create a SetupIntent (using on_behalf_of) as a platform in CA. The issue if you're trying to clone payment methods to multiple connected account is that the OBO account must be specified, which diminishes the utility of collecting payment methods at the platform level

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However, this should work fine for cards, etc.

#str_api