mnording_best-practices | Stripe Developers | Page 1

past wyvernBOT Mar 13, 2025, 2:43 PM

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desert laurel Mar 13, 2025, 2:45 PM

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Hello there

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Cardholder name would be something you would collect in this case.

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That's not something that is provided via the card network.

native hamlet Mar 13, 2025, 2:47 PM

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What data in radar is provided by the card network?

Why would that check exist if im myself entering the data?

desert laurel Mar 13, 2025, 2:47 PM

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You are collecting that data from your customer

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Things like the country of the card would be an example of something that is related to the card network/issuer.

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And not something you directly collect from the customer

native hamlet Mar 13, 2025, 2:49 PM

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understood, so the cardholder name is only returned, if the card being used is a card i issued after creating a cardholder?
https://docs.stripe.com/api/issuing/cardholders/create

My usecase is a standard payments element ecom integration so im not issuing cards at all, only charging

Create a cardholder | Stripe API Reference

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

desert laurel Mar 13, 2025, 2:50 PM

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No sorry

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The cardholder name would be if you collected that name in your own input from your customer and passed it to the Billing Details when you confirm with Payment Element.

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You would do that via https://docs.stripe.com/js/payment_intents/confirm_payment#confirm_payment_intent-options-confirmParams-payment_method_data-billing_details

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In this case, if you were really dealing with a nefarious actor then they could just enter any name they wanted to get around this so it likely isn't what you are looking for.

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Let's back up

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What are you really trying to do?

native hamlet Mar 13, 2025, 2:53 PM

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nah you are correct
My wanted use was to ensure that payments are only accepted, if the customer uses a card that is issued in their name

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so i am looking for the bank/issuer to tell me whos card this is, ir to ensure that it matches the billing details on the order

desert laurel Mar 13, 2025, 2:55 PM

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Yeah we don't get those details from the issuer

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(The name)

native hamlet Mar 13, 2025, 2:55 PM

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great to atleast get that confirmed 🙂 THank for the quick help here.
Would you see any other mechanism in stripe that could work ?

desert laurel Mar 13, 2025, 2:57 PM

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In terms of name specifically?

native hamlet Mar 13, 2025, 2:58 PM

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yes

desert laurel Mar 13, 2025, 3:00 PM

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No, not really... we just don't have the name data at all so we can't verify that unless you provide it yourself (as discussed above).

native hamlet Mar 13, 2025, 3:00 PM

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Understood, thank you again for taking the time

#mnording_best-practices