#omkar_api
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- omkar_api, 3 hours ago, 27 messages
cerulean salmon
Hi @earnest dragon how are you doing?
earnest dragon
hello! this isn't random, since you're using legacy ach debits, the balance that the funds go into are that of the bank balance. Similarly, whichever charge the transfer is created from, will take from the corresponding balance type
cerulean salmon
Okay another question, lets say that I have $800 in card balance and $200 in ach balance. If I do not specify the source when creating a transfer to a connected account, which balance will be used?
// Step 2: Create the transfer
paramsTransfer := &stripe.TransferParams{
Amount: stripe.Int64(amount), // example amount in cents
Currency: stripe.String(string(stripe.CurrencyUSD)),
Destination: stripe.String(bankAccountToCredit),
//SourceType: stripe.String("bank_account"),
}
This is an actual snippet from our code base where the sourceType is commmented and what we saw is it started charging the "card_balance" - how did it make that decision?
earnest dragon
By default, if you don't specify the source type, it will be from card balance
cerulean salmon
understood that is the answer I was looking for
What happens if the card balance is 0 and ach balance is >0
Will it just fail in that case?
cerulean salmon
Another Q, if I top up my Chipp platform balance from my bank, I noticed it topped by my card balance
Is that possible?
My understanding was that should go to the ach balance
earnest dragon
no, it's correct that topping up your platform balance goes into your card balance. The ach balance is only for legacy ach debits. If you migrate to PaymentIntents with PaymentMethods for ACH debits, those payments will also go into the card balance.