#vparthay_api
elder moatBOT
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opaque vale
Hello! To clarify, you want to reuse a Payment Method after the first attempt to use it fails?
If so, that's not possible. To save a Payment Method for future use you must successfully confirm a Payment Intent or Setup Intent with it, or successfully attach it to a Customer directly (attaching directly is not recommended).
Why would you want to reuse a Payment Method that failed? Can you tell me more about what you're trying to accomplish?
@strong sedge You there?
strong sedge
Hi yes, reading your response
Give me a minute, typing up my use case
Looks like there is a extra charge on using request_partial_authorization in every transaction, hence this is what we decided:
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If we get a 402/insufficient funds error, then create a new PI with the partial_authorization flag and while confirming, use the Payment method from the already confirmed but failed with a 402 insufficient funds.
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This way FE doesn't have to retry or pass a new confirmation token
opaque vale
You can't do that. The Payment Method will have already been consumed by the first attempt and can't be reused at that point.
You should display a decline error to your customer and have them provide new payment information to generate a new Confirmation Token and Payment Method with.
They can supply the same information if they want though.
strong sedge
Ahh yes, for better user experience, i don't want to ask them to retry
and retype the same one
hence I wanted to reuse it
opaque vale
To reuse it you would need to attach it to a Customer first, using a Setup Intent or a Payment Intent with setup_future_usage set.
strong sedge
yes, i pass in setup_future_usage to be off_session
opaque vale
Or attach it directly (again, not recommended).
Yeah, the Intent has to succeed for the attach part to happen.
strong sedge
yeah, i get a 402 so doesn't succeed! 😦
opaque vale
It sounds like you would need to do a Setup Intent (meaning no funds are involved, you're just setting it up for future use without charging) but we don't recommend creating a Setup Intent and then immediately creating a Payment Intent after that.
strong sedge
Do you have other suggestions on how i can use partial_authorizations only for a 402/insufficient funds case?
opaque vale
No, not really. If you want to request a partial authorization you need to request it ahead of time, not after a decline.