#ama_best-practices
ancient wyvernBOT
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severe totem
Hi there, are your user having a Stripe accout that's connected to your account?
If they are, you can follow this doc to decide whether to create direct charges or destination charges
And you can find the implementation details on the referenced doc. Let me know if you have any follow-up questions.
surreal trail
Yes so first I connected them so I have their access token. But now is the question how stripes allow me to make payments on their behave without letting me receive any money and only verifying/ getting their card details once
severe totem
Ok, so you are using OAuth flow, so I assume you are working with connected standard accounts, and you should use Direct charge charge
surreal trail
To get and verify the card details how do I do that because I saw the tokens are only for a single use?
severe totem
Can you tell me more about the flow that you are buidling? If you just want to save a payment method, you can use SetupIntents API.
surreal trail
The client selects the payments they want to make, then I connect their stripe account, after I should get their card details and pay all the selected payments. Everytime the clients want to do this again it has to do all these steps again since the appilcation is client-side only
(so the payments are not necessarily to other stripe accounts)
severe totem
Ok, so you want to save the payment method on your account first and use it to pay the payments created on the connected account? Is this the correct understanding?
surreal trail
I am not sure where I should save the payment method that's why I am reaching out
Because I only want to save it locally such that there is no liability on my side
severe totem
Sure, it's possible to save the payment method on your account first, and clone it to the connected account for payments.
surreal trail
What would you recommend to do?
severe totem
So here's my recommendation
- Use SetupIntents API to collect the payment method from the customer (doc)
- Clone the payment method to connected account
- Create direct charge with the cloned payment method. The connected account is responsible for processing fee and dispute.
surreal trail
Thank you! If I have anymore questions I will let you know
severe totem
For 2 and 3, you can refer to this doc https://docs.stripe.com/connect/direct-charges-multiple-accounts?locale=en-GB#clone-and-create-direct-charges
