sankyo_api

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[ionic trout]

I think that is expected for on-session payments yes:

It requires authentication for one-off and other on-session payments.

[north phoenix]

Thank you I'll try to off-session payments.

[north phoenix]

I tried off-session payment intent, but had an error.

Stripe::PaymentIntent.create(
  {
    amount:,
    currency: CURRENCY,
    customer: option[:stripe_customer_id],
    capture_method: MANUAL_CAPTURE_METHOD,
    description: option[:description],
    payment_method: option[:stripe_payment_method_id],
    metadata: option[:metadata],
    off_session: true,
    confirm: true
  }

The error was,

Your card was declined. This transaction requires authentication.

Is there any way to perform 3DS authentication only during setup intent, and not when confirming payment intent?

[shut plinth]

Could you please share the Request ID req_xxx? https://support.stripe.com/questions/finding-the-id-for-an-api-request

[north phoenix]

req_3gp4PNmVYSw7xR

[shut plinth]

The test card you used simulates a rare case where 3DS is always triggered, which is not suitable for off-session transactions, so the behavior is expected: https://docs.stripe.com/testing#3d-secure-mobile-challenge-flows

I real life this will not normally happen, and you can simulate a more relalistic scenario with "Authenticate unless set up" card - 4000002500003155

[north phoenix]

I tried this card 4000002500003155

But, I got the same error if I used off_session payment.

When I used on_session payment, I got the status requires_action, but I already completed 3DS actions.

off_session request req_bDtAKY8Ux6H9W6
on_session request req_vlqpsmR7q4TUvY

[shut plinth]

This off_session request still uses the 0094 card.

You need to create a new PaymentMethod with SetupIntent with the new 3155 card .

[north phoenix]

sorry.

[wind python]

hi! I'm taking over this thread. let me know if you have other questions!