workshare-devnull_connect-card-present | Stripe Developers | Page 1

night sailBOT Feb 12, 2025, 4:47 PM

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full flame Feb 12, 2025, 4:48 PM

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Hi 👋

Sorry but your questions are all over the place. We can only answer questions about coding integrations with Stripe APIs here.

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You can use Stripe Connect with Stripe Terminal to facilitate card-present payments though

twilit violet Feb 12, 2025, 4:48 PM

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can we use a generic card reader?

full flame Feb 12, 2025, 4:49 PM

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No. Stripe will only allow the use of Stripe terminal readers for card-present payments

twilit violet Feb 12, 2025, 4:50 PM

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okay. how about online/keyed payments. Am I understanding correctly that we could use Stripe.JS to tokenize a card before sending that token to our server to process payment on behalf of a connected account?

full flame Feb 12, 2025, 4:52 PM

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The createToken method in Stripe.js still requires a Stripe UI, in this case CardElement in order to tokenize the payment method.

twilit violet Feb 12, 2025, 4:52 PM

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so the checkout must be stripe hosted?

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sorry if my questions are dense - heavy learning curve from using authorize.net

full flame Feb 12, 2025, 4:54 PM

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Not necessarily. You can use Stripe.js to create the inputs directly on a site you control

twilit violet Feb 12, 2025, 4:54 PM

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this code seems to work to give me a token in test mode

stripe.createToken(card).then(function(result) {
if (result.error) {
console.error(result.error.message);
} else {
// Send token to the server
fetch("teststripe.php", {
method: "POST",
headers: { "Content-Type": "application/json" },
body: JSON.stringify({ token: result.token.id, amount: 1000, currency: "usd" })
})
.then(response => response.json())
.then(data => console.log(data))
.catch(error => console.error(error));
}
});

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but then i'm not sure what to do with the token

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(i'm using the php stripe api)

full flame Feb 12, 2025, 4:55 PM

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I think you might be using a deprecated and undocumented approach here.

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As for what is recommended for taking card payments, we have our Web elements documented here

twilit violet Feb 12, 2025, 4:58 PM

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i see, yes, I think my code is using a web element to collect and send the card for tokenization. Am I still understanding correctly that I send the token for payment server-side using my private key and the connected account's id?

full flame Feb 12, 2025, 4:58 PM

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That depends on what Connect funds flow you are using.

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There are multiple different types, which we describe here

twilit violet Feb 12, 2025, 5:00 PM

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direct charge. we're invoicing software (middleman) for a business to directly invoice customers.

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like freshbooks

full flame Feb 12, 2025, 5:02 PM

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Okay so you would need to create the token client-side on the Connected Account as well. To do that you will need to initialize Stripe.js with the Connected Account.

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https://docs.stripe.com/js/initializing#init_stripe_js-options-stripeAccount

twilit violet Feb 12, 2025, 5:04 PM

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how would i retrieve the publishable key from a connected account?

full flame Feb 12, 2025, 5:04 PM

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You don't

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You use your own publishable key and provide the Account ID.

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Please review the link I shared

twilit violet Feb 12, 2025, 5:05 PM

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sorry i misunderstood the link. so it's okay for an accountid to be published

full flame Feb 12, 2025, 5:05 PM

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Yes

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Because you are using Direct Charges, that means all the records (including the token) need to be created on the Connected Account

twilit violet Feb 12, 2025, 5:12 PM

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gotcha. this works and i was able to pass a token for a charge and it worked server side!

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well, at least in test mode!

full flame Feb 12, 2025, 5:12 PM

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By adding the Connect Account ID when initializing Stripe.js, you ensure that is where Stripe objects get created

var stripe = Stripe(('pk_XXXX', {stripeAccount: 'acct_XXXX'})

twilit violet Feb 12, 2025, 5:12 PM

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Is it okay to store tokens from Stripe.JS for recurring bills?

full flame Feb 12, 2025, 5:13 PM

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Tokens are consumed as soon as they are charged. They are only good for a single use

twilit violet Feb 12, 2025, 5:14 PM

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gotcha. So instead send the token to \Stripe\PaymentMethod::create

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to save for future payments

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?

full flame Feb 12, 2025, 5:18 PM

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In order to re-use payment methods, you need to attach them to Customers before they are charged.

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To ensure that the Cards you are collecting are optimized for future use, we recommend using Setup Intents to create/attach them.

https://docs.stripe.com/payments/save-and-reuse

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But you can also configure your integration to save payment methods during the first charge, if that fits your integraton better

https://docs.stripe.com/payments/save-during-payment

twilit violet Feb 12, 2025, 5:22 PM

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awesome. I really appreciate your help I think this got me going in the right direction. One last question ! If we want to do card present transactions, I need to pick out a server-driven stripe terminal and those are compatible with connected accounts?

full flame Feb 12, 2025, 5:25 PM

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Yes and Yes. We have a specific doc about using Terminal with Connect here. I think this is just what you are looking for.

twilit violet Feb 12, 2025, 5:26 PM

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thanks for your help. you've been very patient with me and I appreciate that

full flame Feb 12, 2025, 5:32 PM

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Happy to do it 🙂 It's why we're here.

#workshare-devnull_connect-card-present