#gourav-kumar_code
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all funds—including those meant for future transfers—
You should create the transfers directly after the charge is created.
Is this the case for you? if not how much time you are willing to wait before creating the transfer ?
No, we do not create the transfer immediately after the charge is made. Instead, we wait for admin approval before transferring funds to the connected account.
The transfer timing is not fixed—it depends on when the admin confirms the payment. It could be a few hours, days, or even longer based on internal verification.
In this case you should disable automatic payouts if the timing could exceeds the payout interval
any other way to hold the funds in stripe balance using the code ?
Also, keep in mind that you can't hold funds indefinitely in your Stripe Account, it needs to be paid out to your bank account
It's general 90 days expect some countries
No, you need to disable automatic payouts, because only your integration knows what amount of funds should be kepts and what part should be paid out
Ok , but how can we hold 90 days ?
If you disable automatic payout, they'll remain in your Stripe balance
ok only this is the way we can hold the funds in our stripe balance and transfer later the payment to connected account
Correct.
If we use the transfer_group method in our code, will the funds remain in the Stripe balance, or will they be transferred to our bank account when the payout is processed?
transfer_group is just for tracing the the charge'e related transfers
it doesn't block the related funds from beeing paid out.
ok
đź‘‹ taking over for my colleague. Let me know if there's any follow-up Qs I can answer!
But how many other marketplaces work with the Stripe Connect account facility? Everyone wants an escrow-like feature, which is essential in such cases. I think Stripe should provide an alternative solution instead of manual payouts. We don’t have a big team to manage all this—we want the entire process to be automated.
I'm not sure I get your requirement here
can you please check previous chat
can you please summarize?
and decipher this as well
Hello Stripe Support Team, We are using Stripe Connect with the Separate Charges and Transfers approach for our platform, where customers make payments, and we distribute the funds between our platform and multiple connected accounts (experts/vendors).
Since we use automatic payouts, all funds—including those meant for future transfers—are getting sent to our bank account.
We do not want to switch to manual payouts because it would require manual fund management.
The Problem:
Since we use automatic payouts, all funds—including those meant for future transfers—are getting sent to our bank account.
We do not want to switch to manual payouts because it would require manual fund management, which we want to avoid.
We need a way to keep funds in Stripe until we confirm the transfer, without stopping automatic payouts for our normal subscriptions.
What We Need:
We are looking for a solution where:
Subscription payments continue auto-payouts to our bank account as usual.
Payments for our connected accounts (experts) remain in Stripe until admin confirmation.
Once confirmed, the held funds are automatically transferred to the expert’s connected account without manual intervention.
manual payout doesn't mean that you won't be able to automate it
it just means that your code needs to generate the payouts whenever you want
Means ?? for manual payouts we need to payout with our code in our bank account
there is no option to in stripe dashboard to transfer the fund in bank account in manual case
but in stripe dashboard there is an option to set payout to manual
I am asking the payout for our main stripe dashboard account
not for connected account payout settings
ok