#venividivici_surcharging-payment-links
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amber turret
Hi 👋
There isn't a default way to surcharge but Stripe does offer some solutions that would let you achieve this yourself.
supple kraken
Hello, can you guide me on what those solutions could be please?
amber turret
Using our 2-step integration approach: https://docs.stripe.com/payments/build-a-two-step-confirmation
You could collect payment details, inspect the payment method to determine if it qualifies for the surcharge, and then create the Payment Intent that includes the surcharge as part of the total.
This would not be possible with Payment Links or Checkout though.
supple kraken
I need something that works with payment links, this is our primary payment channel
amber turret
We do not have a mechanism to programmatically support surcharging via Payment Links.
Are you applying surcharges on all transactions or only ones using credit cards?
supple kraken
Only credit cards
amber turret
And, correct me if I'm wrong, but that would NOT apply to debit cards, right?
supple kraken
Correct
amber turret
Unfortunately you cannot do that with Payment Links.
You do not know the type of payment method at the time you create the Payment Link. Even if it appears to be a credit card, you won't know the card.funding (either debit or credit) until you collect the card details
supple kraken
What if we applied it debit and credit cards?
amber turret
That I don't think is legal but I'm not qualified to give that advice.
There are additional considerations for how/when surcharging can be applied. We mention some of them here: https://support.stripe.com/questions/scope-of-the-surcharge-ban-under-psd2-for-b2c-and-b2b-payments
supple kraken
I read that indeed
amber turret
But for more details on this, we recommend you reach out to Stripe Support https://support.stripe.com/contact
supple kraken
Ok I’ll reach out then. Thank you