#balda_setup-vs-payment
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only the card entered is checked
Not sure what you mean specifically by 'checked'. What are you trying to build?
Do you mean to verify the card details without an actual payment?
exactly
Then what you want are Setup Intents. This guide should help: https://docs.stripe.com/payments/save-and-reuse
OK, I would like to ask a further question: is it possible to achieve the same mechanism via the Payment Intent API?
Payment Intents facilitate actual payments, so unless you also want to charge the card then no