#david2_ach-connect-capabilities
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- david2_api, 5 hours ago, 16 messages
- david2_achdebit-mandate, 4 days ago, 16 messages
below is acct_1H7hpBAQbHn4ElzT, which I read as being "not enabled".
response from querying capabilities:
{
id: 'us_bank_account_ach_payments',
object: 'capability',
account: 'acct_1H7hpBAQbHn4ElzT',
future_requirements: {
alternatives: [],
current_deadline: null,
currently_due: [],
disabled_reason: null,
errors: [],
eventually_due: [],
past_due: [],
pending_verification: []
},
requested: true,
requested_at: 1642706929,
requirements: {
alternatives: [],
current_deadline: null,
currently_due: [],
disabled_reason: null,
errors: [],
eventually_due: [],
past_due: [],
pending_verification: []
},
status: 'active'
}
Hi, yes, you would need to request that capability for the connected accounts when you create them. I'm unsure what you mean by ' I thought to do ACH across connected accounts, I need to enable ACH on both accounts.' though.
So, it appears to me that ACH is not enabled on account acct_1H7hpBAQbHn4ElzT. But asking if it is enabled from a connected account says "yes, ACH is enabled." Is that correct?
https://docs.stripe.com/payments/ach-direct-debit#connect
Set the us_bank_account_ach_payments capability to active on your platform account, and for any connected accounts you want to enable for ACH debits. You can also request more account capabilities.
Hi ๐
I'm stepping in as my colleague needs to go soon
The error message you received appears to be correct. Have you requested the us_bank_account capability for this account: https://docs.stripe.com/api/accounts/create#create_account-capabilities-us_bank_account_ach_payments
According to the capabilities API response, yes. According to the dashboard, which I am not sure if I am reading correctly, no. The dashboard image I posted seems to indicate that ACH is NOT enabled.
Is there a GUI mechanism to "Set the us_bank_account_ach_payments capability"?
No
That may be part of my confusion.
So, it looks like the us_bank_account_ach_payments capability is active for this account
Now, is the Payment Method turned on for them?
What Payment Method Configuration is being applied here?
I must admit I don't know what that means.
Is the payment method config image I posted irellevant to enabling us_bank_account_ach_payments across connected accounts?
Nope
Well ... it could be but ultimately what I would need to see is the API request you are using to create a Payment Intent with this connected account.
Oh I haven't done that. I'm trying to understand how to configure it (and understand how to walkthrough non-technical users to enable ACH for their accounts, the ones who will ultimately be collecting the money).
I don't think I understand enough to ask a question really, I'll try again in a day or two, haha.
thanks for your time.
I recommend building this integration entirely in test mode and entirely for your account
https://docs.stripe.com/payments/ach-direct-debit/accept-a-payment
Then you can add layers like making requests on Connected Accounts to see how it functions.