#tomsvogel_docs
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misty swallow
hi! well ultimately it's the same thing, it's all Connect.
You can onboard individuals, the onboarding does allow for selecting "Individual" and not just "Company", should be one of the first steps in the flow, picking the business tyoe.
topaz lance
but then i also get options like name on the bill, vat number,...
i want a very quick process for my customers most of them will not have a UID Number or a company on the bill, they will not need sending a bill
misty swallow
sounds like you're probably requesting the card_payments capability on the account when you don't need to(that onboards them as a merchant so they need more details)
do you have a lot more details like an account ID acct_xxx you created, code for creating the account, etc?
misty swallow
makes sense. Do you have example accounts you've created in test mode/code you've used so I can guide you towards a solution?
topaz lance
one moment i finish one.
acct_1QIt09C1fZmOgqzA
i think i understand now what you wrote before
misty swallow
ok thanks. So unfortunately you're not a US account which limits the options a lot.
- if you were a US account you can use the "receipient" agreement ( https://docs.stripe.com/connect/service-agreement-types#recipient ) which provides a lighterweight onboarding and is basically exactly what you want. But we only support it for US platforms today
- you can try removing
card_payments:{requested:true}in your API call to create the Account. (https://dashboard.stripe.com/test/logs/req_IhbC509COIAaRN) . I think however it won't work and you'll get an error telling you you must request it. - you can write to support and ask us to review your account to onboard accounts without the
card_paymentscapability , I think we can do that but not sure.
But overall when you request card_payments the onboarding will need information to onboard the user as a merchant(including their business info and statement descriptors and so on). Outside of US by default we only allow onboarding merchants and not "payees" though, but you can usually work with our Sales/Support teams to allow it
topaz lance
but then someone could still pay by credit card my bike?
misty swallow
they would pay you(the platform account) and your platform would transfer the money to the intended receipient
like we don't support a peer-to-peer payment, that's not what Connect is. We support a marketplace model where Alice and Bob sign up to your site tomsvogel.com, Alice uses your site to find Bob's bike, your site processes the payment on her card, your site transfers the money to Bob's linked Stripe account and he gets the money that way.
misty swallow
Bob needs a Stripe account since he recieves money(Alice doesn't, unless she wants to sell something). Ideally you could use our "receipient" accounts and not onboard Bob as a full merchant, which is what I'm explaining above
topaz lance
when i remove card_payments
misty swallow
yeah unfortunately that's the default. If you write to support and explain your use case I think we can change this to allow creation of accounts with only the transfers capability and not card_payments . A lot of it based on the answers you gave when you first enabled Connect on your account, there's a questionnaire
topaz lance
thanks I am already in contact with the contact there.