luskentyre_api | Stripe Developers | Page 1

drifting pollenBOT Nov 5, 2024, 2:41 PM

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sweet sparrow Nov 5, 2024, 2:43 PM

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Been dealing with this too!! Any help would be super helpful 🙏

jovial spire Nov 5, 2024, 2:44 PM

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hi! yeah you can't really reliabily detect that. We have a private feature to get the "product code" of a card which can indicate things like if it's business or not, but you need to have access to that on your account(ask Sales/Support) and also you can only get the product code after processing a payment on that card, you can't know it upfront from just the BIN.

lone jasper Nov 5, 2024, 2:44 PM

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I see, so there's no way to just say "mark up the fee Stripe charges by 0.2%"?

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So we need to ask our account manager to get that product code

jovial spire Nov 5, 2024, 2:47 PM

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I'm not sure what that would mean to be honest

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if you're on sticker pricing you're charged the same for all card types. If you're on IC+ then you only know the actual charge a few days later. My team mainly only works with sticker users.

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but yeah because you can't estimate accurately without knowing the product code you might not take a large enough Application Fee or whatever in your Connect integration

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product codes might help since you can check the product code after processing a PaymentIntent and before transferring, if you use a Separate Charges and Transfer Connect integration. It will all really depend on the specifics of your setup so something worth asking your account team.

drifting pollenBOT Nov 5, 2024, 2:55 PM

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lone jasper Nov 5, 2024, 2:56 PM

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yep so we're on IC+, and because of this we need to be able to idealy charge IC++0.2%, but if we're not able to do that, then we'd need to understand the card which is used and charge accordingly

jovial spire Nov 5, 2024, 3:01 PM

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well yeah the only way to understnad it is, as far as I know, check the "product code" after a payment on the card, or have your own way of figuring it out from things like the BIN, but I'm not aware of that a reliable way to do that.

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