#monte-ellis_api
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Hello
Looks like you are passing raw PANs here so yes, you could create the PaymentMethod using: https://docs.stripe.com/api/payment_methods/create
Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.
When you confirm a SetupIntent it runs an authorization with the issuer and that can lead to this decline you are seeing.
argh.. so no real way around it declining if it is over its limit then?
Correct. You can still just create a PaymentMethod directly as I noted above if you just want to store the object without attaching it to a Customer or setting it up
Then you could do that in the future
But I don't really understand why you would do that
Why not ask the customer to provide a different PaymentMethod instead?
ha.. you know how people are... we are in the middle of converting from Shift4 to Stripe in Canada and people get bent out of shape easily
thanks for your help
Happy to help