tonidigital_api

[old juniper]

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[tulip cedar]

Hi, I see you are not using our Subscription API, but Subscription API doesn't work like that (reserve the fund but not immediately charge).

Generally if you set a trial on Subscription API, it will create a pending_setup_intent to ready to collect Customer's card, and depends on some conditions will cancel or pause the Sub if you don't use it to collect. That won't reserve any fund, just collecting and 3DS if needed.

Closest to what you are trying to achieve is creating a PaymentIntent and hold it (not capture) + creating a trial Subscription, then when trial end you can cancel the PaymentIntent and start using Subscription immediately, but there is no guarantee the reserved fund will be "moved" correctly to the Subscription

Also capture is only for 7 days in general

What could be better is, charge your customer beforehand, and then when Subscription start you can refund the PaymentIntent and create a discount coupon to your customer. But you will bear the Stripe fee for that cancelled PaymentIntent

[thorny granite]

Yes, but in that case we'll have fees that is not applicable for our system.
Is there any other way how to reserve money when creating Subscription with trial period because we want to make sure that card have enough money for first charge that will happened after trial period? Any way without additional fees?

we really need that feature

Is there any other way maybe with .js and requesting PaymentMethod? To send additional properties in order to reserve funds for that specific card that we're sending?

[tulip cedar]

Well there is no such an API unfortunately. There is a workaround when you capture and hold, then near the 7 days end you release and then capture and hold again to keep holding the fund. But fund might appear differently due to issuer banks, and you could get customer inquiry or chargeback

[thorny granite]

This is really weird that Stripe doesn't support reserve funds automatic options and that we need to do some workrounds that are not accepted, e.g. chargeback

how other integrations that use Stripe implement reserve part? It's not possible that no one use reserve fund before real charging after trial period ends