#vatron_bank-debits

1 messages · Page 1 of 1 (latest)

upbeat sinewBOT
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graceful void
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Hello

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Can you share the request ID for your retrieval request?

grizzled relic
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i am using sdk where do i get the requestId from ?

graceful void
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Since it is a GET request you will need to toggle some of the filters to show GET requests

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As well as outbound Connect Requests

grizzled relic
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req_K6hZi36ApDbT0W @graceful void

graceful void
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Thanks, lookig

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Okay that request retrieves the US Bank Account capability in test mode for that Connected Account which does seem to be inactive.

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Ah you are asking why you can still create charges here in test mode?

grizzled relic
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I don't get it i get it i am able to accept payments, i am using pmc also

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those are via pmc it seems

graceful void
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Yeah that is because this is a Standard Connected Account

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So it doesn't have to be enabled in test mode to test charges

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Since in reality you would not control the verification flow here at all -- you hand that off to Stripe.

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So just in test mode we don't prevent the creation of charges to allow you to easily test as the platform

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But in production this would fail

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Really you shouldn't use the Capabilities API with Standard Accounts

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As Capabiltiies don't really apply here.

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Standard Accounts automatically have all payment mehtod type capabilities

grizzled relic
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So if i pass in payment_method_types=['us_bank_account'] it would fail in production ?

graceful void
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Yes if you tried to create a Charge on a disabled account in production then it would fail

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What you really want to do as the platform here is just listen for account.updated Events and check whether the account has charges_enabled and payouts_enabled as true/false

grizzled relic
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@graceful void i am getting confused here ->

here's my use case ->
I don't want to use pmc and want to pass in payment_method_types = [ 'us_bank_account'] for that i wanted an api whether us_bank_account is supported for this account or not !, should i use in this api for that or no ?

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also am i missing out something ?

graceful void
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US Bank Account will always be "supported" for a US-based Standard Connected Account

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But what you really need to know is whether that account is "enabled" or not -- meaning do they have outstanding verification requirements and if so are they not enabled to accept charges.

upbeat sinewBOT
grizzled relic
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@graceful void i need to know via an api both things then whether it is a US-based Standard Connected Account and second point which u mentioned ->

But what you really need to know is whether that account is "enabled" or not -- meaning do they have outstanding verification requirements and if so are they not enabled to accept charges

how do i get both via api

lethal dirge
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Hi 👋

I'm stepping in as my colleague needs to go.

You can retrieve the Account object via the API to get this information
https://docs.stripe.com/api/accounts/retrieve

The capabilities property will inform you whether or not the account has the us_bank_account_ach_payments capability enabled (set to active)
https://docs.stripe.com/api/accounts/object#account_object-capabilities-us_bank_account_ach_payments

And the country property will let you know if they are US based or not
https://docs.stripe.com/api/accounts/object#account_object-country

grizzled relic
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Okay so for payment_method_types = [ 'us_bank_account'] the account must be of US which we will know from country object, it should be of US and currency of the payment should be of usd

Similarly can u tell me what should be the requirement for sepa_debit ?

lethal dirge